At present, small and micro enterprises have reached an inflection point and faced the real problem of “funding difficulties and financing expensiveâ€. Zhuang Congsheng, member of the National Federation of Industry and Commerce Party Committee and Vice Chairman Zhuang Congsheng said that financing difficulties are the first problem that restricts the development of enterprises. At present, they are further evolving to financing and financing. The high cost of financing has reached the point where enterprises are afraid to raise funds. In the first half of the year, Huaxi Dushi Bao continuously launched a series of reports on the “Small and Micro Enterprise Survival Surveyâ€, which attracted the attention of all walks of life. "Either the small and micro enterprise survival survey, or the SME financing summit, we are very concerned." Chengdu Furniture Chamber of Commerce, Sichuan Province Home Economics Service Association and other industry associations have also signed up, looking forward to joining this year's Sichuan SME financing summit, help Small and micro enterprises that lack money in the industry. According to Gu Yidong, secretary-general of the Chengdu Furniture Chamber of Commerce, “It is difficult to recruit workers, use expensive work, use land hard, use electricity hard, and there is no money to borrow, and squeeze the living space of small micro furniture companies.†Sample story 1 The big orders "eat" no sample of investigation: Chen Caibing, the boss of Chengdu Ruicheng Solid Wood Furniture Factory, faces difficulties: due to limited funds and lack of financing channels, it is not easy to expand the scale. Chen Caibing, 40 years old, is a Chengdu Ruicheng Solid Wood Furniture Factory. Boss. Recently, he is worrying about how he can raise a sum of money and make the scale of the furniture factory bigger. “There is a 200,000 yuan almost.†Chen Caibing said that he came to work in Chengdu in 1997 and worked as a carpenter in a furniture factory. In 2009, he opened his own furniture factory. Because of the design features, 60% of the furniture is sold to the field, often some foreign orders are delivered to the door. Not long ago, a Hubei merchant threw a 1.8 million yuan order to Chen Caibing, one month delivery. For small and micro enterprises, the order of 1.8 million yuan is a big business. Chen Caibing calculated an account and removed all kinds of costs. This business made a profit of 400,000 yuan. However, considering it over and over again, Chen Caibing shoved the business. "Don't dare to pick up, in fact, I have pushed down several business." Chen Caibing told Huaxi Dushi Bao that after several years of hard work, the furniture factory already has 14 production facilities and 16 employees. But if you want to take over this business, neither the manpower nor the equipment productivity will be enough. To this end, he plans to expand production scale this year, hire 10 new employees, and purchase several production equipment. The expansion of production scale requires 200,000 yuan. Chen Caibing said that financing is difficult, loan sharks are afraid to think about it, and the conditions for bank loans are not up to standard. In addition to the lack of money, there are also problems that are difficult to recruit. Almost every furniture factory is lacking. Sample story 2 2 million yuan investment encounters dilemma survey sample: Zhang Ming, a boss of a furniture factory in Chengdu, faces a dilemma: wanting to enter the industrial park, but because of limited funds, no fixed assets can not obtain a "birth certificate", if closed, the initial investment will be flooded, There are difficulties in transferring the field. Compared with Chen Caibing, Zhang Ming, the owner of a furniture factory in Chengdu, has more troubles. "Not only is the lack of money, the biggest problem is that it can't be done." Zhang Ming said that he saw the recent "Small and Micro Enterprise Survival Status Survey" report released by Huaxi Dushi Bao, and there are also many "bitter waters" to say. He has been working in the field for many years. In 2010, he returned to his hometown to start a business and started a furniture factory. So far, 2 million yuan of venture capital has been invested. The furniture factory covers an area of ​​about 10 acres, with more than 30 sets of equipment and more than 50 employees. However, such a furniture factory is still a "undocumented" nomad, belonging to the workshop-style factory. The Chengdu furniture enterprises entered the park and built factories and other projects, which gave birth to the demand for financing loans from Chengdu furniture enterprises. “When you want to enter the park, you have to start tens of millions of entrepreneurial thresholds.†Zhang Ming said that while Xiaowei Furniture Factory is mostly a leasing factory, no fixed assets are the biggest reason for the difficulty of financing these furniture factories. At the moment, Zhang Ming has encountered a dilemma. If he wants to enter the park but does not have enough funds, turning off the furniture factory means that more than 2 million yuan has been invested in the previous period. Transfer to other places? Zhang Ming said that companies with similar situations have turned to Meishan and other places, but when he returned to his hometown, he wanted to get closer to home. Speaking of the next step, he said, can only count one day. Last year, 3% of the industry associations withdrew from the furniture industry Chengdu Commodities Chamber of Commerce Secretary-General Gu Jidong told reporters that there are currently more than 3,000 furniture companies in Chengdu, and the proportion of small and micro enterprises is about 20%. "It is difficult to recruit workers, use labor, use land hard, use electricity hard, and there is no money to pay." When it comes to the survival of "small micro" furniture, he used a series of "difficult" words. Gu Yidong said that most small micro-furniture companies do not have a certain amount of fixed assets, and there is a widespread problem of financing difficulties. In his contacts, many companies have reported that they lack money and the cost of financing is high. In addition to lack of money, many furniture companies are still lacking. The entire industry is expected to have a gap of tens of thousands. In March, the Chamber of Commerce organized more than 20 companies to go to Dongguan to recruit Sichuan workers to return home. In addition, logistics is very important to the furniture industry. In recent years, raw materials have risen, oil prices have risen, labor costs have increased, and cash backflow has slowed down, all of which have exacerbated the difficulty of furniture companies. In 2011, about 3% of companies withdrew from the furniture industry, and the industry also faced a new round of reshuffle. Gu Yidong said that the survival of small micro-furniture is very difficult, and called on the relevant government departments to give more support.
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